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Technical deep-dives and product updates by Gains Calculators

25% U.S. Tariffs: Is India’s IT Sector on the List — and Should We Be Worried?

25% U.S. Tariffs: Is India’s IT Sector on the List — and Should We Be Worried?

The U.S. government’s recent decision to impose a 25% tariff on Indian imports has sent ripples across multiple sectors. While the IT sector isn’t directly targeted, the indirect effects could reshape India’s technology landscape. From potential slowdowns in U.S. tech spending to strategic shifts in Indian IT companies, this blog explores what these tariffs mean, why the IT sector should pay attention, and how it might adapt to stay competitive in a changing global trade environment.

Jul 31, 2025 News
This Is What ₹1 Crore Will Be Worth in 2050 (Spoiler: It’s Scary)

This Is What ₹1 Crore Will Be Worth in 2050 (Spoiler: It’s Scary)

Many believe that having ₹1 crore in savings guarantees a comfortable retirement, but inflation can drastically reduce its value by 2050. This blog reveals the harsh reality of inflation erosion and why simply relying on investments isn't enough. Discover the power of passive income, how to leverage the National Pension System (NPS), and why using a retirement calculator is essential for realistic planning. Take control of your financial future by building sustainable cash flow streams that outpace inflation and ensure true retirement freedom.

Jul 28, 2025 Investment
What is the Maximum EMI You Can Afford a Month?

What is the Maximum EMI You Can Afford a Month?

Wondering how much EMI you can comfortably afford each month? Understanding your maximum EMI limit is crucial before applying for any loan. In this comprehensive guide, we break down the 40% EMI rule, explore how banks calculate loan eligibility, and show you how tools like the Bajaj EMI card and online EMI calculators can help you plan your finances better. Whether it’s a home loan, car loan, or personal loan, knowing your maximum EMI ensures smart borrowing and stress-free repayments.

Jul 20, 2025 Investment
CTC vs In-Hand Salary: Why Most Job Offers Are Misleading (India & US Edition)

CTC vs In-Hand Salary: Why Most Job Offers Are Misleading (India & US Edition)

We all get excited seeing that big CTC or total compensation number in job offers—but the actual take-home pay is usually much less. This guide breaks down how compensation works differently in India and the U.S., explains why headline numbers can be misleading, and shows how to calculate your real monthly salary using handy calculators. Know what you’re really earning before you sign on the dotted line!

Jul 05, 2025 Careers
Is Public Provident Fund (PPF) a Good Investment in 2025? | PPF Interest Rate & Tax Benefits

Is Public Provident Fund (PPF) a Good Investment in 2025? | PPF Interest Rate & Tax Benefits

Let’s be honest — in a year where some assets are delivering double-digit returns, is the Public Provident Fund still a smart move... or just the “safe” trap everyone falls into? The latest PPF interest rate, tax perks under Section 80C, and withdrawal rules are solid — but are they enough in today’s market? Before you lock your money away for 15 years, ask yourself: Is PPF really building your wealth — or just helping you sleep at night?

Jul 01, 2025 Investment